{"id":749,"date":"2023-10-18T23:31:50","date_gmt":"2023-10-18T23:31:50","guid":{"rendered":"https:\/\/kvellchi.com.mx\/?page_id=749"},"modified":"2026-02-24T17:54:06","modified_gmt":"2026-02-24T17:54:06","slug":"marco-regulatorio","status":"publish","type":"page","link":"https:\/\/kvellchi.com.mx\/en\/marco-regulatorio\/","title":{"rendered":"Regulatory Framework"},"content":{"rendered":"<div class=\"wp-block-stackable-columns alignfull stk-block-columns stk-block stk-51b2b12 stk-block-background stk--has-background-overlay\" data-block-id=\"51b2b12\"><style>.stk-51b2b12 .stk--block-align-51b2b12{align-items:center !important;}.stk-51b2b12 {background-image:url(https:\/\/kvellchi.com.mx\/wp-content\/uploads\/2023\/10\/marco-image.jpg) !important;background-position:bottom center !important;background-repeat:no-repeat !important;background-size:cover !important;padding-top:300px !important;padding-bottom:200px !important;margin-bottom:0px !important;}.stk-51b2b12:before{background-color:#000000 !important;opacity:0.7 !important;}.stk-51b2b12-column{--stk-column-gap:35px !important;row-gap:35px !important;}@media screen and (max-width:999px){.stk-51b2b12 {padding-top:250px !important;padding-bottom:150px !important;}}@media screen and (max-width:689px){.stk-51b2b12 {padding-top:150px !important;padding-bottom:100px !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk--block-align-51b2b12 stk-block-content stk-content-align stk-51b2b12-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-3a43e6b\" data-v=\"4\" data-block-id=\"3a43e6b\"><style>.stk-3a43e6b-container{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-3a43e6b-container stk--no-background stk--no-padding\"><div class=\"has-text-align-center-mobile stk-block-content stk-inner-blocks stk-3a43e6b-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-7225c59\" id=\"marco-regulatorio\" data-block-id=\"7225c59\"><style>.stk-7225c59 {margin-bottom:10px !important;}.stk-7225c59 .stk-block-heading__text{font-size:56px !important;color:var(--theme-palette-color-8, #ffffff) !important;line-height:1.3em !important;font-weight:800 !important;}@media screen and (max-width:999px){.stk-7225c59 .stk-block-heading__text{font-size:40px !important;}}@media screen and (max-width:689px){.stk-7225c59 .stk-block-heading__text{font-size:30px !important;}}<\/style><h1 class=\"stk-block-heading__text has-text-color has-text-align-center\">Regulatory Framework <\/h1><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-b2c1613\" data-block-id=\"b2c1613\"><style>.stk-b2c1613 {height:130px !important;}@media screen and (max-width:999px){.stk-b2c1613 {height:70px !important;}}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-e84acda\" data-block-id=\"e84acda\"><style>.stk-e84acda .stk--block-align-e84acda{align-items:center !important;}.stk-e84acda {margin-bottom:0px !important;}.stk-e84acda-column{--stk-column-gap:50px !important;row-gap:50px !important;}@media screen and (max-width:999px){.stk-e84acda-column{--stk-column-gap:30px !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk--block-align-e84acda stk-block-content stk-content-align stk-e84acda-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-cfe225c\" data-v=\"4\" data-block-id=\"cfe225c\"><style>.stk-cfe225c-container{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;}@media screen and (min-width:690px){.stk-cfe225c {flex:var(--stk-flex-grow, 1) 1 calc(45% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}@media screen and (min-width:690px) and (max-width:999px){.stk-cfe225c {flex:var(--stk-flex-grow, 1) 1 calc(40% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-cfe225c-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-cfe225c-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-6c5aab5\" data-block-id=\"6c5aab5\"><style>.stk-6c5aab5 .stk-img-wrapper{width:100% !important;height:383px !important;}<\/style><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" class=\"stk-img wp-image-752\" src=\"https:\/\/kvellchi.com.mx\/wp-content\/uploads\/2023\/10\/legal.image_.jpg\" width=\"3008\" height=\"2000\" alt=\"\" title=\"\"><\/span><\/figure><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-fb8865e\" data-v=\"4\" data-block-id=\"fb8865e\"><style>.stk-fb8865e-container{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;}@media screen and (min-width:690px){.stk-fb8865e {flex:var(--stk-flex-grow, 1) 1 calc(55% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}@media screen and (min-width:690px) and (max-width:999px){.stk-fb8865e {flex:var(--stk-flex-grow, 1) 1 calc(60% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-fb8865e-container stk--no-background stk--no-padding\"><div class=\"has-text-align-center-mobile stk-block-content stk-inner-blocks stk-fb8865e-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-4ead935\" id=\"marco-regulatorio\" data-block-id=\"4ead935\"><style>.stk-4ead935 {margin-bottom:-3px !important;}.stk-4ead935 .stk-block-heading__text{font-size:25px !important;}@media screen and (max-width:999px){.stk-4ead935 .stk-block-heading__text{font-size:25px !important;}}<\/style><h2 class=\"stk-block-heading__text stk-block-heading--use-theme-margins\">Regulatory Framework<\/h2><\/div>\n\n\n\n<div class=\"wp-block-stackable-divider stk-block-divider has-text-align-left has-text-align-center-mobile stk-block stk-c5b9e13 is-style-bar\" data-block-id=\"c5b9e13\"><style>.stk-c5b9e13 hr.stk-block-divider__hr{background:var(--theme-palette-color-4, #102136) !important;border-radius:calc(3px \/ 2) !important;height:3px !important;width:53% !important;}.stk-c5b9e13 {margin-bottom:-7px !important;}<\/style><hr class=\"stk-block-divider__hr\"\/><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-84cd38e\" data-block-id=\"84cd38e\"><style>.stk-84cd38e-column{--stk-column-gap:30px !important;row-gap:30px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-84cd38e-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-673b59e\" data-v=\"4\" data-block-id=\"673b59e\"><style>.stk-673b59e-container{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-673b59e-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-673b59e-inner-blocks\">\n<p class=\"justificado has-black-color has-text-color wp-block-paragraph\">KVELLCHI, S. A. P. I DE C. V., SOFOM, E. N. R., for their constitution and operation with the nature of the Company&#039;s Financial Object Multiple Entity Not Regulated, does not require authorization from the Secretariat of Finance and Public Credit, and it is only subject to the supervision of the National Banking Commission and Securities for purposes of the provisions of article 56 of the General Law of Organizations and Auxiliary Activities of the Credit.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-f751ac1\" data-block-id=\"f751ac1\"><style>.stk-f751ac1 {height:130px !important;}@media screen and (max-width:999px){.stk-f751ac1 {height:70px !important;}}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns alignfull stk-block-columns stk-block stk-1764669 stk-block-background\" data-block-id=\"1764669\"><style>.stk-1764669 .stk--block-align-1764669{align-items:center !important;}.stk-1764669 {background-color:var(u002du002dtheme-palette-color-4, #102136) !important;padding-top:120px !important;padding-bottom:120px !important;margin-bottom:0px !important;}.stk-1764669:before{background-color:var(u002du002dtheme-palette-color-4, #102136) !important;}.stk-1764669-column{--stk-column-gap:40px !important;row-gap:40px !important;}@media screen and (max-width:999px){.stk-1764669 {padding-top:70px !important;padding-bottom:70px !important;}.stk-1764669-column{--stk-column-gap:20px !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk--block-align-1764669 stk-block-content stk-content-align stk-1764669-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-40828ca\" data-v=\"4\" data-block-id=\"40828ca\"><style>.stk-40828ca-container{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-40828ca-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-40828ca-inner-blocks\">\n<p class=\"justificado has-black-color has-text-color has-medium-font-size wp-block-paragraph\"><strong>Article 87-J.-<\/strong>&nbsp;In the contract of financial leasing, factoring, financial and credit, as well as in other activities that the law expressly empowering them, who hold the multiple purpose financial corporations, they should point out explicitly that&nbsp;<strong>for its establishment and operation as such, do not require approval from the Secretariat of Finance and Public Credit,<\/strong>&nbsp;and, in the case of the multiple purpose financial corporations are not regulated, they shall, in addition to the above,&nbsp;<strong>point out expressly that are subject to the supervision of the National Banking Commission and Securities, solely for the purposes of the provisions of article 56 of this Law. As mention shall be noted in any kind of information that, for purposes of promotion of their operations and the services, use of the multiple purpose financial corporations non-regulated.<\/strong><\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-8b0b25e\" data-block-id=\"8b0b25e\"><style>.stk-8b0b25e {height:130px !important;}@media screen and (max-width:999px){.stk-8b0b25e {height:70px !important;}}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-30b6a6a\" data-block-id=\"30b6a6a\"><style>.stk-30b6a6a .stk--block-align-30b6a6a{align-items:center !important;}.stk-30b6a6a {margin-bottom:0px !important;}.stk-30b6a6a-column{--stk-column-gap:80px !important;row-gap:80px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk--block-align-30b6a6a stk-block-content stk-content-align stk-30b6a6a-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-7f5ced8\" data-v=\"4\" data-block-id=\"7f5ced8\"><style>.stk-7f5ced8-container{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;}@media screen and (min-width:690px){.stk-7f5ced8 {flex:var(--stk-flex-grow, 1) 1 calc(62.5% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-7f5ced8-container stk--no-background stk--no-padding\"><div class=\"has-text-align-center-tablet has-text-align-center-mobile stk-block-content stk-inner-blocks stk-7f5ced8-inner-blocks\">\n<div class=\"wp-block-stackable-subtitle stk-block-subtitle stk-block stk-5f755c1\" id=\"une-unidad-especializada-de-atencion-al-usuario\" data-block-id=\"5f755c1\"><style>.stk-5f755c1 {margin-bottom:20px !important;}.stk-5f755c1 .stk-block-subtitle__text{line-height:1.3em !important;font-weight:800 !important;}<\/style><p class=\"stk-block-subtitle__text stk-subtitle\">JOINS (Specialized Unit of Attention to the User) <\/p><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-medium-font-size\"><span style=\"color: #000000;\" class=\"stk-highlight\"><strong>Owner:<\/strong><\/span> <span style=\"color: #000000;\" class=\"stk-highlight\">Brenda Yadith Fontes Gomez<\/span><\/li>\n\n\n\n<li class=\"has-medium-font-size\"><span style=\"color: #000000;\" class=\"stk-highlight\"><strong>Address:<\/strong><\/span> <span style=\"color: #000000;\" class=\"stk-highlight\">CITADELA NO. 5710 INT 905, ENTRE VIA PIAMONTE Y VIA LOMBARDIA, ZONA COMERCIAL EL SAUCITO C.P 31110, CHIHUAHUA, CHIHUAHUA.<\/span><\/li>\n\n\n\n<li class=\"has-medium-font-size\"><span style=\"color: #000000;\" class=\"stk-highlight\"><strong>Hours of operation:<\/strong> Monday \u2013 Friday 08:00 to 17:00<\/span><\/li>\n\n\n\n<li class=\"has-medium-font-size\"><span style=\"color: #000000;\" class=\"stk-highlight\"><strong>Telephone and e-Mail:<\/strong><\/span> <span style=\"color: #000000;\" class=\"stk-highlight\">contacto@kvellchi.com<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"justificado has-black-color has-text-color wp-block-paragraph\"><span style=\"color: #000000;\" class=\"stk-highlight\">For more information regarding the location and contact of our specialized unit of attention to users (UNE), you can enter the Directory of Specialized Units of Attention to Users (DITUE) provided by the National Commission for the Protection and Defense of Financial Services Users (CONDUSEF), by clicking on the following link<\/span> <a href=\"https:\/\/eduweb.condusef.gob.mx\/Reune\/ditue.aspx\" target=\"_blank\" rel=\"noopener\">https:\/\/eduweb.condusef.gob.mx\/Reune\/ditue.aspx<\/a><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-3695220\" data-v=\"4\" data-block-id=\"3695220\"><style>@media screen and (min-width:690px){.stk-3695220 {flex:var(--stk-flex-grow, 1) 1 calc(37.5% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-3695220-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-3695220-inner-blocks\">\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/kvellchi.com.mx\/en\/modelo-une\/\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"252\" src=\"https:\/\/kvellchi.com.mx\/wp-content\/uploads\/2023\/10\/une.png\" alt=\"\" class=\"wp-image-705\" title=\"\"><\/a><\/figure>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-38f4421\" data-block-id=\"38f4421\"><style>.stk-38f4421 {height:130px !important;}@media screen and (max-width:999px){.stk-38f4421 {height:70px !important;}}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-9d25175\" data-block-id=\"9d25175\"><style>.stk-9d25175 {margin-bottom:40px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-9d25175-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-2c3040c\" data-v=\"4\" data-block-id=\"2c3040c\"><style>@media screen and (min-width:690px){.stk-2c3040c {flex:var(--stk-flex-grow, 1) 1 calc(69.9% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-2c3040c-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-2c3040c-inner-blocks\">\n<div class=\"wp-block-stackable-subtitle stk-block-subtitle stk-block stk-78728fa\" data-block-id=\"78728fa\"><style>.stk-78728fa {margin-bottom:23px !important;}.stk-78728fa .stk-block-subtitle__text{font-size:45px !important;}@media screen and (max-width:999px){.stk-78728fa .stk-block-subtitle__text{font-size:45px !important;}}<\/style><p class=\"stk-block-subtitle__text stk-subtitle\"><strong>Bureau of Financial Institutions<\/strong><\/p><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #000000;\" class=\"justificado stk-highlight\">What is the Bureau of Financial Institutions?<\/span><\/p>\n\n\n\n<p class=\"justificado wp-block-paragraph\"><span class=\"stk-highlight justificado\" style=\"color: #000000;\">It is a tool for consultation and dissemination with which you will be able to know the products offered by the financial institutions, their commissions and fees, the complaints of the users, the practices are not healthy incurred by, the administrative sanctions that are imposed on them, the unfair terms in their contracts, and other information that is relevant to you to inform you about its performance<\/span>.<\/p>\n\n\n\n<p class=\"justificado wp-block-paragraph\"><span style=\"color: #000000;\" class=\"justificado stk-highlight\">With the Bureau of Financial Institutions, you will know who is who in banks, insurance, multiple purpose financial corporations, savings banks, afores, among other entities.<\/span><\/p>\n\n\n\n<p class=\"justificado wp-block-paragraph\"><span style=\"color: #000000;\" class=\"justificado stk-highlight\">With it, you&#039;ll be able to compare and evaluate the financial entities, their services and products and you&#039;ll have larger items to choose what suits you best.<\/span><\/p>\n\n\n\n<p class=\"justificado wp-block-paragraph\"><span style=\"color: #000000;\" class=\"justificado stk-highlight\">This information will be useful to choose a financial product and also to get to know and better use the ones you have.<\/span><\/p>\n\n\n\n<p class=\"justificado wp-block-paragraph\"><span style=\"color: #000000;\" class=\"justificado stk-highlight\">This Bureau of Financial Institutions, it is a tool that can contribute to the economic growth of the country, to promote competition among financial institutions; that will boost transparency by disclosing information to the users about the performance of these and the products they offer and that is going to facilitate a responsible management of financial products and services to get to know in detail their characteristics.<\/span><\/p>\n\n\n\n<p class=\"justificado wp-block-paragraph\"><span class=\"justificado stk-highlight\" style=\"color: #000000;\">The foregoing, may result in a greater social well-being, because the put together in a single space so diverse information of the financial system, the user will have more elements to optimize your budget, to improve their personal finances, to properly use the credits that will strengthen your economy and get the insurance that will protect, among other aspects.<\/span><\/p>\n\n\n\n<p class=\"justificado has-black-color has-text-color wp-block-paragraph\">To learn about our information in the Bureau of Financial Institutions<\/p>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-8d8e894\" data-block-id=\"8d8e894\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-e0c086e\" data-block-id=\"e0c086e\"><style>.stk-e0c086e .stk-button{background:#102136 !important;}<\/style><a class=\"stk-link stk-button stk--hover-effect-scale-more\" href=\"https:\/\/www.buro.gob.mx\/general_gob.php?id_sector=69&amp;id_periodo=38\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 192 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path d=\"M20 424.229h20V279.771H20c-11.046 0-20-8.954-20-20V212c0-11.046 8.954-20 20-20h112c11.046 0 20 8.954 20 20v212.229h20c11.046 0 20 8.954 20 20V492c0 11.046-8.954 20-20 20H20c-11.046 0-20-8.954-20-20v-47.771c0-11.046 8.954-20 20-20zM96 0C56.235 0 24 32.235 24 72s32.235 72 72 72 72-32.235 72-72S135.764 0 96 0z\"\/><\/svg><\/div><\/span><span class=\"stk-button__inner-text\">More Information<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-248d16d\" data-v=\"4\" data-block-id=\"248d16d\"><style>@media screen and (min-width:690px){.stk-248d16d {flex:var(--stk-flex-grow, 1) 1 calc(30.1% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-248d16d-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-248d16d-inner-blocks\">\n<figure class=\"wp-block-image size-full is-resized\"><a href=\"https:\/\/kvellchi.com.mx\/en\/buro-entidades\/\"><img loading=\"lazy\" decoding=\"async\" width=\"266\" height=\"268\" src=\"https:\/\/kvellchi.com.mx\/wp-content\/uploads\/2023\/10\/Buro-logo-1.png\" alt=\"\" class=\"wp-image-708\" style=\"aspect-ratio:0.9925373134328358;width:209px;height:auto\" title=\"\"><\/a><\/figure>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-0392ace\" data-block-id=\"0392ace\"><p class=\"stk-block-text__text\">La Informaci\u00f3n corresponde \u00fanicamente a&nbsp;<strong>Kvellchi, S.A.P.I de C.V., SOFOM, E.N.R<\/strong>, para conocer toda la informaci\u00f3n de todo el sector de&nbsp;<strong>Sociedades Financieras de Objeto M\u00faltiple Entidades No Reguladas (SOFOM ENR)<\/strong>&nbsp;o bien para conocer la informaci\u00f3n de cualquier otro sector financiero, podr\u00e1 acceder al sitio&nbsp;<a href=\"https:\/\/buro.gob.mx\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/buro.gob.mx\/<\/a><br><br><\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>Marco Regulatorio Marco Regulatorio KVELLCHI, S.A.P.I DE C.V., SOFOM, E.N.R., para su constituci\u00f3n y operaci\u00f3n con el car\u00e1cter de Sociedad Financiera de Objeto M\u00faltiple, Entidad No Regulada, no requieren autorizaci\u00f3n de la Secretar\u00eda de Hacienda y Cr\u00e9dito P\u00fablico, y \u00fanicamente est\u00e1 sujeta a la supervisi\u00f3n de la Comisi\u00f3n Nacional Bancaria y de Valores para efectos 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